FAQ

Frequently Asked Questions and Answers

If you have been considering looking into health insurance for you and your family, make sure to research the different services listed in your area before you commit to any kind of contract. That said, and seeing as you are now on this questions and answers page, provided by us at Victor Insures You, we would like to take the opportunity to share answers to questions we get and explain why people decide to choose us over our competition.

  • Why hire Victor Insures You?

    Hiring Victor Insures You means partnering with an experienced and trusted independent insurance broker dedicated to simplifying the complexities of health, dental, vision, and life insurance. We provide tailored, high-impact benefits solutions designed to attract top talent, improve employee satisfaction, and support your bottom line. Our expert guidance for HR teams and executive leadership ensures a seamless process from strategy and compliance to implementation and ongoing support.


    Key benefits of working with us include:


    • Customized Solutions: We design benefits packages that meet the unique needs of your workforce, whether for individuals, families, and we specialize in large employer groups with over 100 employees.

    • Seamless Benefits Administration: Clients gain complimentary access to Employee Navigator, the leading platform for benefits administration, onboarding, and HR compliance, making management effortless.

    • Innovative and Modern Plans: We offer modern health plans that can eliminate network restrictions and provide voluntary benefits at no cost to your company, giving your employees the coverage they deserve.

    • Strategic & Personalized Support: Known for being transparent and strategic, we guide you through every step to ensure your benefits package is competitive and effective. You can even text Victor directly for personalized assistance.
  • In which states do you provide employee benefits and business insurance solutions?

    Victor Insures You is a multi-state licensed insurance brokerage specializing in crafting competitive employee benefits packages and comprehensive business insurance solutions for employers. Whether your business operates in a single state or you manage a distributed workforce across the country, we have the expertise to design, implement, and manage a compliant and cost-effective benefits strategy. Our goal is to help you offer attractive group health, dental, and vision plans that secure top talent, no matter where they are located.


    We are fully licensed to serve businesses in the following states:


    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • Delaware
    • Florida
    • Georgia
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Louisiana
    • Maine
    • Michigan
    • Mississippi
    • Nebraska
    • Nevada
    • New Mexico
    • Oklahoma
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas (Resident License)
    • Utah
    • Virginia
    • West Virginia
    • Wyoming
  • Why should my business partner with Victor Insures You for employee benefits?

    Partnering with Victor Insures You means choosing a strategic broker dedicated to transforming your employee benefits from a line-item expense into a powerful tool for growth. We specialize in crafting comprehensive and cost-effective benefits packages—including group health, dental, vision, and life insurance—that are designed to attract and retain top talent, enhance employee satisfaction, and protect your bottom line. We act as an extension of your HR team, providing expert guidance, seamless administration, and proactive support to ensure your benefits strategy aligns perfectly with your business goals.


    Key advantages for your business include:


    Strategic Benefits Design: We go beyond quotes by analyzing the market to design custom-tailored, modern benefits packages that provide maximum value and help you stand out as an employer of choice.


    Streamlined HR & Benefits Administration: Gain complimentary access to Employee Navigator, the industry-leading platform that simplifies onboarding, enrollment, and compliance, saving your team valuable time and resources.


    Cost-Containment Strategies: We leverage innovative plan designs and funding mechanisms to help control costs without sacrificing the quality of coverage for your employees.


    Dedicated Partnership & Expert Guidance: From navigating complex compliance issues to providing day-to-day support, we offer the transparent, hands-on service of a dedicated partner, not just a vendor.


    Do you also offer business insurance?

    Yes, absolutely. Beyond employee benefits, we provide a full suite of business insurance solutions to protect your company from risk. Our expertise includes general liability, commercial property, workers' compensation, and more. By integrating your benefits and business insurance with us, you can create a holistic risk management strategy with a single, trusted partner.


    Do you still offer plans for individuals and families?


    While our primary focus is crafting strategic solutions for businesses, we remain committed to helping individuals and families secure the right insurance coverage. We provide the same dedicated, personalized service to ensure you find the best health, dental, vision, or life insurance to meet your personal needs and budget.



  • What services can the company offer me?

    Our company can offer the following list:


    • Health Insurance
    • Affordable Care Act Insurance
    • HMOs and PPOs
    • Life Insurance
    • Personal Insurance
    • Dental, Vision, and Critical Illness Insurance
    • GAP Insurance
    • Group Plans, Policies, and Benefits
    • Reasonable Rates
    • And More

    We encourage inquiries.

  • What Is HMO Insurance?

    This stands for health maintenance organization; they are a type of insurance plan that has contracts with physicians and healthcare groups that provide healthcare services to the subscribers of the HMO. This type of insurance is one of the most popular plans due to its reduced cost and the fact that it gives people broader access to medical care.

  • What are the opening hours of Victor Insures You?

    We are available at the following times:


    Monday – Sunday: 9 AM – 6 PM


    These hours mean we can meet any deadline that you may have or busy schedules.

  • Does Victor Insures You provide free consultations?

    Yes, absolutely. We provide complimentary initial consultations for all prospective clients, including business owners, HR leaders, and individuals. This allows us to understand your specific needs, review your current strategy, and demonstrate the value we can bring to your organization or family at no cost to you.

  • Do I need to schedule an appointment?

    Yes, our process always begins with a scheduled consultation. This initial meeting is crucial for us to dive deep into your unique business objectives, understand your current employee benefits and insurance strategy, and identify your goals for attracting and retaining top talent. By dedicating this time upfront, we can craft a customized, strategic proposal that delivers real value to your organization, rather than just providing a generic quote.

  • Is there feedback?

    Yes, there is. Your next place to go should be either our home page or our testimonials tab if you want further verification of our quality standards.


    In conclusion, if you feel more confident and would like to make an appointment with one of our specialists to discuss your requirements, or you have further questions not covered by this article, please feel free to contact us today at this number(214) 226-5988within our working hours.

Get In Touch

Lewisville, TX 75077

Licensed in Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Michigan, Mississippi, Nebraska, Nevada, New Mexico, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, and Wyoming.

Phone: (214) 226-5988

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